The smart, 100% free Splitwise alternative for trips, roommates, flatmates, and dinners. Contri eliminates circular debts with our proprietary Debt Simplification Algorithm, so groups settle up in 83% fewer payments with zero ads and unlimited daily expenses.
When friends travel or live together, debts become a web of confusion: A owes B, B owes C, and C owes A. Contri uses graph simplification algorithms to resolve circular debts into the minimum possible direct payments.
Everything you need to manage group finances with 100% transparency, zero awkwardness, and zero stress.
Automatically combines group balances into single direct transfers, saving extra fees and eliminating circular payments between friends.
AI EngineDid two people pay for a single massive Airbnb or team dinner? Contri supports multiple payers and unequal shares without mathematical gymnastics.
Flexible SplitsSnap a photo of any restaurant receipt or paper invoice. Contriโs smart scanner parses line items so you can split items with one tap.
Beta PoweredOrganize by Trips, Flatmates, Events, or Office. Each group has its own activity feed, member balances, and custom split settings.
Unlimited GroupsRecord settlements with a single tap once payments are made. Track balances, settle debts, and maintain full transparency with approved audit proofs.
Zero ConfusionEvery transaction, split edit, and approved settlement is logged in a secure activity timeline. Never dispute who added what.
Complete PrivacyA modern, clutter-free mobile interface designed for speed, clarity, and instant comprehension.
Tired of Splitwise capping your daily expenses at 3-4 entries, forcing countdown timers, showing ads, or charging $4.99/month for debt simplification? See why thousands of groups and flatmates are switching to Contri.
| Features | Contri App (100% Free) | Splitwise (Free Tier) | Basic Spreadsheets |
|---|---|---|---|
| Daily Expense Limit | Unlimited Free Forever | Capped at 3-4/day (Forced Wait) | Unlimited |
| Debt Simplification Algorithm | 100% Free & Built-In | Locked behind Pro ($4.99/mo) | Manual Complex Math |
| Multi-Payer per Single Bill | Yes, Unlimited Payers | Complex Workarounds | Messy Formulas |
| Receipt Scanning (OCR) | Built-In Beta | Splitwise Pro Only | None |
| Ad-Free Experience | 100% Zero Ads | Cluttered Ads & Popups | Ad-Free |
| Instant Group QR & Link Invites | 1-Tap QR & Share Link | Contact Sync Only | Manual Sharing |
| Pricing / Subscription | Free Forever ($0) | $39.99/year or $4.99/month | Free |
No mandatory long sign-ups. Create your group and start splitting instantly.
Give your group a name (e.g., 'Goa Road Trip' or 'Flat 402') and invite friends via QR code or link.
Type the amount, snap the bill, or select multiple payers. Choose equal, exact, or percentage splits.
Our algorithm instantly reconciles all balances to identify the lowest number of transfer transactions.
Record settlements with 1 tap once payments are made. Balances update in real time with transparent history.
Yes! While Splitwise limits free users to only 3-4 expense entries per day, imposes wait timers, displays ads, and charges $4.99/month for debt simplification, Contri provides 100% unlimited expense tracking, advanced debt simplification, multi-payer support, and an ad-free clean experience completely free.
Yes! Contri is 100% free with unlimited expense logging, unlimited group members, and built-in debt simplification without any daily quotas or subscription paywalls.
When multiple people spend money in a group, circular debts naturally form. Contri aggregates everyone's net spend and calculates the minimal graph of transactions. For example, if Rob is owed $400 and Arnold owes $66, Contri pairs them directly, eliminating unnecessary intermediate transfers.
Yes! Contri has native multi-payer support. If two roommates split a $1,000 rent payment ($600 and $400), Contri records both contributions and balances the shares effortlessly.
No. Contri never asks for banking credentials, passwords, or sensitive financial permissions. You settle debts however you prefer (cash, any payment app, or bank transfer) and record the settlement inside Contri to keep all balances accurate and reconciled.
Yes. Group admins can add friends as Guest members immediately so expenses can be tracked. When they download Contri, they can claim their profile with one tap.
